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Property calculators

Free tools to help you make informed property decisions in South Africa

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Own name, company or trust?The same rentals under five owners side by side, after tax: your own name, a company, two kinds of trust and a trust that owns a company.Estate agent commissionWhat an agent's commission comes to at your price, VAT included, at 5%, 6% and 7.5%, and what selling privately costs instead.Transfer costsTransfer duty, the conveyancer's fee, the Deeds Office and bond registration at your price, as one bill.What you keep when you sellCapital gains tax, the agent's commission and the other selling costs, and what is left, through an agent or privately.
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R
%

SA prime rate: 10,75% from 25 September 2026

Monthly repayment

R 23 076

Loan amount

R 2 000 000

Total interest

R 3 538 240

Total repayment

R 5 538 240

Principal 36%  |  Interest 64%

Principal
Interest

Rate sensitivity

RateMonthly repayment
10,75%primeR 20 305
11,75%R 21 674
12,75%currentR 23 076
13,75%R 24 508
14,75%R 25 967

Go deeper

Transfer duty & transfer costs guideHow the sliding-scale duty is worked out, and every other cost on top of the purchase price.How much deposit do you need?What lenders actually expect, and how it changes your bond repayment.Own name, company or trust: the guideHow each owner is taxed on rent, on a sale and at death, with the rules that apply.Privately's pricingThe platform access fee and listing subscription — see what selling privately actually costs.Browse listingsRun a real asking price through the calculator above.